Is The Average American Credit Score Good Enough?

With all of the talk about people facing financial difficulties, it’s no surprise that they want to know what the average American credit score is, and how they compare to it. There are many reasons for wanting to know the average and where you stand. If your credit score is lower, then you may want to work on bringing that number up before you try to get a loan. On the other hand, if it’s higher than average, you may want to get a loan right away, just in case your score were to go down.

Read More

Personal Bankruptcy For Dummies

It doesn’t really matter how it happened, an unexpected illness, a job loss, poor financial choices, whatever the situation is that got you to the point where you have got no way out except to file for bankruptcy, it’s important to know various aspects of what bankruptcies are, and aren’t. Consider this article your personal bankruptcy for dummies guide. I’ll give you some ideas of what you can expect and what you will need to do.

Read More